Lifetime Mortgages & Finance Ltd

Years of Experience

Our many years of bridging finance experience enable us to fully understand and source your financial requirements in a fast and efficient manner. With us being totally independent it enables us to advise on the complete market place and to ensure a fast and transparent approach in all our dealings.

Typical Bridging Deal

• Rates from 0.5% per month.
• First, Second or Cross Charges accepted.
• Up to 75% of the security value on a first charge basis, 65% on a second charge basis.
• Up to 12 month loan period
• Minimum loan amount of £25,000

Typical Bridging Loan Uses

• Short Term Finance.
• Buying a new property before the sale of your existing property.
• Development or Refurbishment Loan for an investment purchase or remortgage.
• Buy a defective property ie. One that a normal lender deems non mortgageable.
• Simply for speed, perhaps a property purchase at auction.
• To take advantage of discounted or reduced sale price and borrowing against value rather than purchase price.
• Divorce settlement, annulling a bankruptcy, fending of a property possession.
• Tax or VAT Bill.
• Business Investment or cash flow
• A charge can be taken over land or a number of properties
• Poor credit history acceptable.
• Proof of income not a requirement.
• Purchase of land.